Need Cash Fast? Ask Reddit
A subsection of the link-sharing site is helping borrowers with bad credit get emergency loans.
The Circles of American Financial Hell
There’s no escaping the pressure that U.S. inequality exerts on parents to make sure their kids succeed.
Why Financial Literacy Will Not Save America's Finances
The problem with Americans’ household budgets isn’t that people are too dumb to save, but that the system asks too much of them.
Opting Out of Coastal Madness to Live a Low-Overhead Life
For some, abandoning expensive urban centers would be a huge financial relief.
The Two Contradictory Ideas Many Americans Have About the Economy
How do people reconcile a belief in individual autonomy with nationwide wage stagnation?
The Costs of Financial Isolation
When people don’t talk about their money troubles, their troubles get worse.
Why Don’t Americans Save More Money?
Maybe the only way to make people richer in the long run is to take their money away from them.
The Secret Shame of Middle-Class Americans
Nearly half of Americans would have trouble finding $400 to pay for an emergency. I’m one of them.
For Some Americans, the Housing Crisis Isn't Over
About 7.5 million people still owe more on their mortgages than their homes are worth. And in some counties, numbers are climbing.
'Good' Jobs Aren't Coming Back
In the last several years some American companies have moved their operations back to the states, but the resulting factory work isn't providing the prosperity and security that such work once did.
When It Comes to Retirement Savings, Most Workers Are on Their Own
It’s nice that some companies are nudging employees toward putting aside more for 401(k)s, but those firms are solidly in the minority.
Why It’s So Hard to Know How Much Retirement Savings Is Enough
Most online tools recommend having 10 times one’s salary on hand before retiring. Is that too much or just right?
The Real Reason People Don't Save Enough for Retirement
Trying to educate the undisciplined shifts the blame from where it should be: on America's lousy savings plans.
Leisure Inequality: What the Rich-Poor Longevity Gap Will Do to Retirement
In American society, those who live the longest get to enjoy years of relaxation, but those with the shortest life expectancies tend to work into their final years.
Raising the Retirement Age: A Sneaky Way to Reduce Social Security Benefits
Some Republican candidates are promoting a policy change that would hurt workers by disguising it with a pleasant-sounding phrase.
What Does 'Middle Class' Even Mean?
The gap between the richest and poorest in the U.S. is so wide that more Americans have started to assign themselves to lower socioeconomic groups.