Tyler Cowen passes on a "defense of employer-linked health insurance," remarking "On net, I do not agree with this opinion, but this perspective is too often neglected in health care debates." It seems to me that this perspective is mostly neglected because it's wrong . . . the argument more-or-less depends on the idea of long-term employment by large firms which, of course, really is the classic model of a workable employer-sponsored health care system but which doesn't fit the reality of a large and growing number of people's lives.