Some economic context for the speech tonight, courtesy of the latest from the Gallup polling organization: 26 percent of the nation's unemployed report "falling behind on their bills or facing more serious financial difficulties such as bankruptcy or foreclosure," compared to 21 percent of underemployed Americans and 8 percent of those who are neither unemployed nor underemployed.

Looked at another way, the picture of financial stress in America is even more grim, with nearly half of all adults -- and whopping 43 percent of those who are not unemployed or underemployed -- either having difficulties paying their bills (but managing), unable to pay bills or experiencing more serious financial problems.

Close to half the country is a lot of people having money problems.

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