Not all of the reader entries for our “true money stories” are ones of financial woe; fiscal conservative Lori Miller offered various tips with the kicker “with enough money saved, you can tell them all to piss off”; another reader described how her sex work was both lucrative and empowering; and a “Financial Independence Obsessive” detailed her track record at length. The opening anecdote from this next reader, Chris, is a great illustration of how his parents instilled fiscal responsibility at a young age—and, as you’ll see, he carried those values into adulthood:
I’ll never forget my first lesson in personal finance. When I was 12 years old, I wanted to go to the movies with my friends. They were all going unchaperoned, and I couldn’t stand the thought of saying no because an adult had to be there. I asked my parents, and they said, simply, “If you don’t need an adult to go with you, you don’t need an adult to pay for you.”
It was simple; it was easy for me to understand; it stuck with me ever since. If I wanted freedom—true freedom—then I needed to be able to pay for it.