Reader Dave teaches at a community college, and he crafted a recent class around our current cover story:
I was engrossed by Neal Gabler’s article and admire his candor. It resonated with me particularly because I have been a freelance graphic artist for over 30 years and I understand exactly the feast or famine nature that such a freelance creative career provides, including the fact that art fees have stagnated (even contracted) over the last 20 years, as publishing budgets have done the same.
My wife has also been a long-time freelancer but our financial situation is much more positive at this point than the Mr. Gabler’s, despite what seems like similar costs (mortgage, college, etc.) and income in a high-tax Northeast state. I credit that to the luck of good health, but mostly to learning the basics of personal finance early on and so avoiding some bad decisions and making a few good ones early on. (Those skills were perfectly described in your recent reader entry “When Self-Denial Gives You Freedom.”)
In addition to my freelance work, I have taught as an adjunct in the art department a local community college for many years. Mr. Gabler’s story was so compelling I decided to devote an entire class, entirely off the course topic, to a discussion of the article and a presentation of the basics of personal finance.