That’s the core sentiment of this reader’s note. Patricia adds, “I didn’t fully realize that widows were a target [for greedy men], since people think you struck it rich.” But let’s start from the beginning:
I don’t know if you are still accepting people’s down-and-out financial stories, but here goes. Mine begins in 2001, when my husband died in a car accident on the Garden State Parkway, coming home from work. The police came to tell me, and from there it was my job to break the news to my daughters and his parents.
It took a while to take care of the finances. Thank God he had life insurance; he left me $200,000. Everyone would think that’s a fortune, but it was only two years of his income, and I stretched that money for 14 years.
He had opened four credit card accounts in my name I didn’t know about, and he owed around $20,000, so my first step was to pay that back. He died without a will, the house was in his name, so I had to hire a lawyer and go to court to fight for financial control of the house, since legally it would be inherited by the children. That cost around $10,000.
I’m not even mentioning the expense of the funeral and burial, so as you can see, the “fortune” I inherited was eaten away. The complete mess of his finances and legalities kept me from being able to move on. And if you are getting the uneasy feeling that my husband was up to some shady stuff, you would be correct, but I digress.