And she was insured!

Birthing our daughter was so expensive precisely because we were insured, on the individual market. Our insurer, CareFirst BlueCross BlueShield, sold us exactly the type of flawed policyriddled with holes and exceptionsthat the health care reform bills in Congress should try to do away with. The “maternity” coverage we purchased didn’t cover my labor, delivery, or hospital stay. It was a sham. And so we spent the first months of her life getting the kind of hospital bills and increasingly aggressive calls from hospital administrators that I once believed were only possible without insurance.

Those are the perils of the current insurance market, and in the Beltway rush to spin the healthcare battle in terms of the fate of Obama's presidency, we forget that even a minimal bill would end this kind of nightmare. And that's a good thing, if we can find a way to afford it.

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