Acts Of God

Hilzoy wants to know why Republicans oppose universal health insurance:

Though I don't agree with them, I can see the argument for not providing help for problems that are in some way people's own fault, or that might lead to big problems with moral hazard. But health care isn't like that. While some illnesses are due to people's choices, many are not. When you get sick, you can be ruined financially, whether  or not you have been prudent. When acts of God ruin like hurricanes or earthquakes ruin people's lives, we step in to help. I have never understood why health care should be different.