So one of my New Years' resolutions is to better track and budget my spending.  For that purpose, I'm playing with, a free web service that lets you import your credit card and loan accounts and track what you spend.  It's not quite as great as, say, Quicken; on the other hand, it's free, and works on a Mac. 

I offer this space for two open threads:

1)  What steps so far have you taken to act on your New Years Resolutions?

2)  Any free or low-cost tools you recommend for weight loss, financial management, and so forth?

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