Like most personal finance writers, I think Suze Orman leaves something to be desired when it comes to investing.  But like most personal finance writers, she's good at the basic stuff, which is living within your means.  Her "2009 action plan" is available as a free download from Oprah until the 15th of January, and I recommend that anyone who is--like most of America--trying to get onto sounder financial footing this year check it out.

We want to hear what you think about this article. Submit a letter to the editor or write to letters@theatlantic.com.