I have to admit that while reading this Mark Leibovich profile of Christine O'Donnell, the news that her father had once worked as Bozo the Clown gave me pause, and I wondered, just for an instant, if she might be exaggerating--inflating his credentials, so to speak. Turns out other people did too, and pressed Leibovich to back up the claim. Well, he did. Point for O'Donnell.
The US is particularly miserable at putting aside money for the future. Should we blame our paychecks or our psychology?