Sen. HIllary Clinton, in a policy speech today in Iowa, will call for a five-year hold on the rates of adjustable rate mortgages and a three-month freeze on home foreclosures, her campaign confirmed last night.

Clinton gave two interviews Sunday to two respected financial dailies, the Wall Street Journal and the Financial Times.

The Journal said her housing crisis proposal goes further than her colleagues and that parts of it are similar to ideas that Treasury Sec. Henry Paulson has floated.

In the Financial Times, which has a wide overseas readership, Clinton indicated she would not be eager to revisit the Doha round of trade talks without a serious review.

There are thirty more news cycles between today and Iowa, and Clinton's campaign thinks Clinton can play her trump cards when the focus is on the economy and bread and butter issues.

"Substance counts," an aide said.