For those of you who haven't heard it, here's Obama's speech to Congress, yesterday. I loved the point about "advice" from John Boehner. This is one of the more cynical aspects of punditry--asking someone like Karl Rove what he thinks Democrats should do, or asking Bob Shrum what Republicans should do. Anyway it's a good speech on the substance. See Fallows' analysis here and little more here.
The US is particularly miserable at putting aside money for the future. Should we blame our paychecks or our psychology?