Not to be totally selfish, but this is the benefit of community. A gentleman e-mailed me a while back saying he was basically collecting all the writing I'd done on the Civil War. He finished. I know a lot of folks have been asking about this. Here it is. Frankly, I didn't realize it was this much.
The U.S. is particularly miserable at putting aside money for the future. Should we blame our paychecks or our psychology?