[Scarlett] Johansson isn't even on MacFarlane's list for a film she made. Instead, she made her way into the song because of a real-life invasion of privacy, where her nude photos were stolen from her phone and leaked to the Internet. That is an actual, not fictional violation, and MacFarlane played it for laughs.
The U.S. is particularly miserable at putting aside money for the future. Should we blame our paychecks or our psychology?