I don't much care if it's cliché to say this—we live in amazing times. Slavery is within our memory. In 1996, Jay-Z released Reasonable Doubt. Daisy Anderson, widow of escaped slave and USCT veteran Robert Anderson died two years later. In 2003 Jay-Z released The Black Album, the same year Gertrude Janeway, the last Union war widow died. A year later, Alberta Martin, the last Confederate widow passed. Not even a decade later the country elected a black president, and Jay-Z is performing his lovely gutter music at his rallies.
The U.S. is particularly miserable at putting aside money for the future. Should we blame our paychecks or our psychology?