Allow me to echo Postbourgie and say I can't wait to see Michael Rapaport's Beats, Rhymes and Life, a documentary on A Tribe Called Quest. Apparently the trailer was a bootleg. Rapaport talks about the film below. Q-Tip is already peeved about the film.
The US is particularly miserable at putting aside money for the future. Should we blame our paychecks or our psychology?