There's a bar in the East Village that offers five shots of anything for ten bucks. I'm going there tonight, and taking 10 shots of anything the crowd reccommends. Then I'm going to stand on the street soliciting random women for sex. Should I be arrested I shall have the perfect rejoinder, "Officer, I think we should focus on looking forward." Should I be slapped, I'll have the perfect rebuttal, "Baby, I think we really should be focused on looking forward." Should I succeed and come home, hung-over, and have to face my spouse's accusing eyes, I shall be armed with the perfect riposte, "This relationship should focus on looking forward."
The US is particularly miserable at putting aside money for the future. Should we blame our paychecks or our psychology?