Let me concur with Andrew and Josh. This was simply an incredible speech. I don't know how people get up there and show zero passion. John Kerry brought it. I felt so bad for how he went down. But it looked like he pulled from all of that pain and just offered up an incredible speech. I caught it on NPR while driving toward the Pepsi Center. Funny thing is, had I been watching the networks, I would have missed it. Anyway, see for yourself.
The US is particularly miserable at putting aside money for the future. Should we blame our paychecks or our psychology?