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Reader Dave Zigas, who works for BNY Mellon, writes in re real estate:

I think the old saw was "drive til you qualify." My impression is that the net distances have stayed the same; houses are sure getting more affordable, but qualifying for that loan is getting a tad tougher.
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Megan McArdle is a columnist at Bloomberg View and a former senior editor at The Atlantic. Her new book is The Up Side of Down.

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