I cannot address all the patently untrue things that McCain and Obama are saying, but I must protest when Barack Obama claims that people are going bankrupt because of health expenses. There is no evidence to suggest that this is a widespread phenomenon. The Eliabeth Warren study purporting to show that amazing numbers of bankruptcies were caused by medical problems was, to put it politely, garbage; she broadened the definition of a "medical bankruptcy" far beyond that used by the bankrupts themselves, including things like gambling problems. The overwhelming causes of bankruptcy are divorce and job loss; even the medical bankruptcies are, the experts say, a problem of income loss rather than medical bills. Hospitals and doctors hate to sue people for large bills, because it always seems to end up on local television.
Nadia Lopez didn't think anybody cared about her middle school. Then Humans of New York told her story to the Internet—and everything changed.